Ways to pay your overpayment

Online banking

Pay online through your Canadian bank or credit union

Processing time:  Considered paid on same or next business day (varies based on your bank or credit union)

You can make a payment or schedule future payment(s) to the CRA through the mobile banking app or website of your Canadian bank or credit union.

Pre-authorized debit (PAD) payments

Authorize CRA to take scheduled payment(s) from your Canadian bank or credit union account

Processing time:  Must be set up at least five business days prior to your payment date

Set up a payment schedule (even for a single payment) directly in CRA’s secure My Account to authorize the CRA to withdraw set amount(s) from your Canadian chequing account.

Debit card payments

Pay online directly to the CRA using CRA’s My Payment service

Processing time:  Considered paid on same or next business day (varies based on your bank or credit union)

My Payment is a secure CRA service that lets you make payments directly to the CRA using your bank access card (Interac Debit, Visa Debit, or Debit Mastercard).

 You cannot use credit cards with My Payment.

Credit card, PayPal, Interac e-Transfer payments

Pay through a third-party service provider (service fees apply)

Processing time:  Varies based on service provider

Pay with credit card, debit card, PayPal or Interac e-transfer using a third-party service provider. Third-party service providers charge a fee for their services.

Wire transfer and internationally issued credit card payments (option for non-residents)

Pay by wire transfer or internationally issued credit card (service fees apply)

Processing time:  Considered paid on same or next business day (typically three business days to process)

Payment option for non-residents who need to make a payment to the CRA and do not have a Canadian bank account.

Not accepted online

•  Cryptocurrency (Bitcoin)
•  Gift card

Know how to recognize a scam.

Pay in person

You can make payments in person using the following options:

Canadian bank or credit union (cheque or debit)

Processing time:  Considered paid as of the date stamped

Pay at your Canadian bank or credit union by cheque or debit. You should bring your printed remittance voucher(s).

Canada Post (debit or cash)

Processing time:  Considered paid as of the date stamped

Pay at a Canada Post location by debit or cash. You need a quick response (QR) code to apply your payment to the correct CRA tax account. Canada Post charges a fee for their service.

Pay by mail

You can send your payment by mail

Mail (cheque or money order)

Processing time:  Considered paid once received by the CRA (allow time for mail delivery)

Mail your Canadian cheque or money order payment with your remittance voucher.

Not accepted by mail

•  Cryptocurrency (Bitcoin)
•  Gift card
•  Cash

Know how to recognize a scam.

Confirm your payment

Confirm your payment in CRA My Account

Before checking if your payment has been processed, allow:

• 3 business days for online payments
• 10 business days for payments by cheque or money order

Then log in to CRA My Account to view your payment details under “Accounts and payments”.

Resolve an issue with a payment

If your payment was not applied to an account as expected, you or your representative can:

• Canadian residents: 1-800-959-8281
• Non-residents
  • Canada or U.S.: 1-855-284-5946
  • Outside Canada or U.S.: 1-613-940-8499

You or your representative will need to provide additional information, such as details from one of your assessed tax returns, to verify your identity and ensure confidentiality.